Cigna – Goodlettsville, TN
Learn More About the Benefits of Cigna
Your dental health influences your overall wellness, which means healthy teeth and gums are essential for more than just a beautiful smile. Dental insurance allows you to get the high-quality care you need without spending your life's savings. Your Cigna dentist in Goodlettsville will help you utilize your coverage to invest in optimal oral health for minimal out-of-pocket expenses.
Cigna Coverage Availability & Fees
Cigna is a nationwide provider of comprehensive dental plans for families and individuals. Your premiums give you access to reduced rates for the services you need to keep your teeth and gums healthy. Every policy differs, but most include:
- 100% of preventive dentistry
- 80% of basic dental services
- 50% of major dental work
Cigna provides complete care for preventive dentistry to stop common oral health issues from occurring, like cavities and gum disease. Not only will you avoid tooth loss, but you'll also save money because you won't need costly procedures later. Researchers have found that you can save up to $50 on emergency and restorative fees for $1 of preventive care. You can visit your dentist every 6 months for a cleaning and checkup after a co-payment.
If you require dental work, you don't have to worry about a large bill. Cigna will cover some of the costs after reaching your annual deductible. You can use your yearly allowance to lower the amount you will pay for medically necessary services, like fillings, dental crowns, and tooth extractions.
Cigna recommends choosing a dentist in their network to benefit from more coverage. They have pre-negotiated rates with preferred dental practices for select services to lower your out-of-pocket expenses. You can choose an out-of-network dentist to enjoy more freedom when choosing services, specialists, and dentists. You can still use your coverage, but Cigna may cover services at a lower rate.
At the end of the year, your dental coverage will expire and your benefits reset. You will lose anything you haven't used and nothing will accumulate. You won't be reimbursed for your premiums or deductibles, even if you never see a dentist. With less than 3% of Americans meeting or exceeding their annual limits, billions of dollars are lost in unused dental benefits every year. Don't throw money down the drain. We understand dental insurance can be confusing, but we are here to help.
Meet Our Team!
A member of our dental team will work on your behalf with your dental insurance in Goodlettsville. They will explain how your coverage is being used and discuss your payment options for any remaining balance. They will help you find the solutions you need to keep a healthy smile affordable without costing an arm or leg.
You pay for your dental insurance, so why not use it? Request an appointment through our website or call our office at (615) 205-9550.